Crop Insurance
Protecting Nebraska Farmers Against Weather, Market, and Production Risks
What Is Crop Insurance?
Crop insurance provides financial protection to Nebraska farmers against losses caused by natural disasters, weather events, and market fluctuations. With unpredictable conditions across the Midwest, crop insurance is a vital tool to help producers safeguard their livelihood and maintain stable farm operations year after year.
Why Crop Insurance Matters in Nebraska
Nebraska’s agriculture sector faces unique challenges—from drought conditions and severe storms to fluctuating commodity prices. Crop insurance helps farmers manage risk, protect revenue, and ensure continuity even when the unexpected occurs.
Types of Crop Insurance Available in Nebraska
Multi‑Peril Crop Insurance (MPCI)
Provides broad protection against yield loss and revenue loss caused by drought, flooding, hail, Excessive heat, freeze, disease, pests, and other natural disasters. Policies can be based on yield or revenue depending on your operation.
Crop‑Hail Insurance
Offers protection specifically against hail damage. Unlike MPCI, crop‑hail policies can be purchased at any time during the growing season, providing flexible and supplemental protection.
Revenue Protection (RP)
Covers loss of revenue due to low yields, declining prices, or both. This is one of the most popular options for corn and soybean producers in Nebraska.
Yield Protection (YP)
Insures against production losses based on your Actual Production History (APH). Ideal for producers seeking to stabilize yield expectations year to year.
Pasture, Rangeland, Forage (PRF)
Provides coverage for livestock producers based on rainfall index data. This helps protect grazing operations from loss of forage due to drought.
Crops Commonly Insured in Nebraska
Corn
Soybeans
Wheat
Sorghum
Alfalfa
Dry Beans
Forage and Pasture
Sunflowers
What Crop Insurance Helps Cover
Loss of yield due to drought, hail, wind, floods, or freeze
Revenue loss due to market price drops
Replanting costs when early‑season damage occurs
Prevented planting expenses when fields cannot be planted due to weather
Protection for grazing and forage production (PRF programs)
Benefits of Crop Insurance for Nebraska Farmers
- Stabilizes farm income despite unpredictable weather
- Helps secure operating loans with guaranteed protection
- Reduces financial risk from crop failure or revenue decline
- Supports long‑term planning and investment
- Provides peace of mind during planting, growing, and harvest seasons
How Nebraska Owner’s Insurance Agency Supports Farmers
We understand the unique needs of Nebraska farmers and provide tailored crop insurance solutions designed to protect your operation. Our team helps with:
- Evaluating your crop types, acreage, and yield history
- Reviewing federal crop insurance programs and private options
- Securing competitive quotes and program comparisons
- Assisting with acreage reporting, APH documentation, and claims
- Offering year‑round support to help you manage coverage effectively
Protect Your Farm With the Right Crop Insurance
Weather and markets can change in an instant—your protection shouldn’t. Contact Nebraska Owner’s Insurance Agency to get a crop insurance program built specifically for Nebraska growing conditions and your individual farming needs.